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Canadian personal finance hacks from a self-employed builder.

Practical money moves and the AI tools I'm using to build small things on the side. Weekly. No fluff.

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Maple Cairn logo: a stack of coins with a maple leaf

Sole prop stack

Writing

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May 26, 2026

Three cards, three apps: my Canadian spending stack

Three credit cards, three cashback apps, and the math behind the stack I run.

Coming soon

More articles on the way

New Sole Prop Stack posts are in the works.

Coming soon

More articles on the way

New Sole Prop Stack posts are in the works.

Build log

What I'm shipping

Micro products built with AI tools. Live links, real numbers, and the lessons that only come from shipping.

ShippedProject 01

Maple Cairn (this site)

Built from zero to live in a weekend with Cursor, Next.js, and Vercel. The whole stack documented in the first build log entry.

Cursor · Next.js · Vercel

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BuildingProject 02

Sole Prop Tax Estimator

A free tool to estimate CRA taxes, GST/HST, and CPP for Canadian sole proprietors. Province-aware. Live next week.

React · Cursor · CRA data

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PlannedProject 03

Pokemon TCG drop alerts

A Discord bot that watches Canadian retailers for new Pokemon TCG drops. Free tier plus premium alerts. Late May.

Discord · Scrapers · Cron

Coming soon →

What's next?

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Tools I use

The stack I'm building with

I only list tools I actively use and would pay for. Just the Claude link is affiliate. Full disclosure

CCursor

My code editor. Where the actual building happens.

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CClaude

The thinking partner for strategy, copy, and design.

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Vercel

Hosts this site. Auto-deploys on every commit.

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BBeehiiv

Powers the newsletter. Free up to 2,500 readers.

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